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Tech

5 Apps you should Download for your Loan Application

A loan application can be a hassle, especially if you have hectic schedules. You might need to take a leave to work the papers and processes of your loan. Of course, it would also take time to consolidate all these, and you will need technical people to help you out. Good thing, technology has radically changed loan application these days.

We now have apps which make the loan application and processing easier and less hassle-free. With just a few taps on your mobile device or computer, you can already secure your loans. Here are some of the apps you should download to facilitate your loan application easily. Take note. Most of these are free.

Brigit

If you run out of cash before you even receive your salary, you no longer need to visit the bank in person. Brigit offers you the solution in just one click. It provides a loan of up to $250. And you can do that anytime you need money for immediate expenses. Brigit links with most banks and boasts of easy registration and fast approval. You’ll immediately receive money automatically when you have a $0 balance. The app will also give notifications when your balance changes so you can save hundreds in overdraft fees.

Speedy Cash

Speedy cash will quickly give you the loan you need in simple and easy steps. Any user can apply for a loan, and you have assured your payment’s security. After you enter the loan amount, you will be notified of crucial reminders. If you cannot keep up with the initial deadline set, you can modify it to suit your situation. Likewise, you can ask for a refinancing of your loan. Speedy cash also allows you to manage your account and follow current loan info.

CashNetUSA

CashNetUSA ranks high among the loan apps based on existing customer reviews. It has a whopping 4,7 rating. It allows you to get an almost instant loan from your mobile device whenever the need arises. Yes, you can process all that in just a few minutes. The app also lets you check loan details, existing balance, and loan status. Whenever there are important reminders and updates, the app will send you notifications.

Earnin

If you are paid on an hourly basis, this app is for you. Earnin lets you use already earned income before paying salaries. It is a simple process. The user can request for an amount of up to $500, and it will go directly into his bank account. Interestingly, the users are given the option to decide on how much they are willing to pay after using the app.

Dave

With its doable and convenient technology, you should download this app. Anytime you’re broke before payday; you can access Dave and receive up to $75 advance. The app does not require any form of a credit check when giving payday loans. It has no interest, and you’ll only pay $1 for the monthly subscription. If you have a low balance, you’ll quickly get notifications.

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Tech

Everything You Should Know About Managed IT Solutions Services

We have to start by saying that there are numerous reasons why you would a company decide to outsource some or all of their IT services. That way you will be able to reduce the expenses when it comes to salaries, benefits and other things that involve hiring an IT team.

That is the main reason why most businesses nowadays consider managed solutions from IT companies. Apart from saving your money when it comes to in-house headcount, there are other advantages to choosing this particular type of service.

As soon as a small or mid-sized company decides to outsource all IT services, it is vital to understand how this particular idea functions in the real world and how it will help you grow your business in overall.

How to Choose the Appropriate IT Provider?

As soon as you decide to move all your IT needs and requirements to a third-party provider, then you should start thinking on how to find the appropriate provider for this particular need.

This is one of the most challenging parts of the process, primarily because numerous companies exist on the market and most of them state that they are professional service and experts.

According to most studies, more than 50% of users will first turn to their mobile devices for online activities. Desktops and laptops have become backseat when compared with tablets and smartphones.

This is the critical prediction that placed the immersive amount of pressure on businesses so that they can find mobile-friendly solutions so that they can stay competitive within the industry niche.

Since there are numerous options available on the market, the question is how to choose the one, which is perfect for your company.

Since there are numerous organizations and services available on the market, we cannot provide you witha precise formula that will help you select appropriate third-party service. Still, you should follow the factors that will help you make the right choice:

Usability –

The IT service has to look good both in practice and on paper, and just because someone features a wide array of features and capabilities, it does not matter that you are going to be satisfied with their services. The idea is to find someone who understands how your particular industry functions because that way you will get help and tips that will help you stay competitive when it comes to latest updates and hardware you should implement.

Security –

Since we live in an age where information’s are online, that is why cybercriminal also expanded to a point where you need appropriate data protection along the way. Most third-party organizations and services will handle your personal information, so you should find the one that will keep your data safe and will not use it against you.

It is a double-edged sword because if you find amateur service, you will be able to reduce the ability for protection and even enter the point of fraudulent activities. Therefore, you should check whether provider you choose feature appropriate certifications and education so that you can determine whether it will fit your requirements.

Training –

This is another crucial question that you should ask third-party provider you wish to outsource because the practice is an essential factor that will help you determine which one is the best for your needs. Providers should provide you with a wide array of resources that will allow you to learn their previous jobs and assignments and to see with how many businesses they have outsourcing contract.

They have to be prepared for the new age of technology, since this is the knowledge which is continually expanding, and the idea is to implement the latest updates and software solutions that will help you develop your business and reach more customers in overall.

Support –

You should remember that you will not find a perfect system, but the idea is that the service can be available every single time you need something from thembecause then you will reduce downtime to routine maintenance and unpredictable circumstances such as network outage. The provider has to be able to deliver the relevant information in a timely manner and to set expectations based on their capabilities.

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Tech

How to Improve Your Productivity as a Translator

There are a number of things that you can do if you want to improve your productivity as a translator. If you want to work for a professional translation company, you have to make sure that you manage your time and schedule well. Here are some tips that will help you out.

Dedicate a space in your house as an office

Working from the bed or the armchair of the living room can be very tempting at first, but you will see that over time it can play against you like causing back pain or a tendency not to perform as you want. It is important that when you decide to dedicate yourself to being a freelancer, you take your time to choose a specific space in your house, with good light, circulation and the artifacts you need.

A large desk next to a window and a good chair or office chair is the perfect combo.
Make sure your workspace is separated from the rest of the house so that your family’s routine does not interfere with your work.

Start your day early

Being a freelancer has its pros and cons. Undoubtedly, one of the main advantages is that you can manage your schedules at your own will. This does not mean you can get up at noon and go to bed at 3 in the morning – at least not always! It is important that you keep your routine as if you are working in a regular office. This helps organize your days and optimize your performance.

Get up, dress as if you were leaving home (under no circumstances you stay in pajamas … well, OK, at least be the exception and not the rule), have breakfast, sit in your home-office and start the day.

Set goals

It is important to organize your work day. Setting daily or weekly goals, depending on the work you have, is essential. From there you can also organize your leisure time, time for friends and family or to pursue your hobbies.

“I have to deliver this translation on Wednesday, so I will have to translate so many words per day and then have time to review.”
Goals like these will also help you stay one step ahead of your deadlines, taking away the stress and pressure of falling behind schedule. At the end of the day you will have fulfilled everything you set out to do, and this will reduce your stress level, improve your self-esteem and you can focus better on what awaits you the next day.

Add small goals to overall goals

If, for example, you are translating a text of 3000 words and your goal is to finish it by the end of the day, consider not getting up from the chair until you have translated, for example, the first 1000 words. You will continue to move forward by reaching these small targets, and ultimately, this will contribute to your overall growth.

In case the text is complicated, you can try to apply productivity hacks like the famous Pomodoro Technique. Within this technique, you must work with your greatest effort for 25 minutes and then rest for 3 to 5 minutes. Each batch of 1⁄4 hour is known as Pomodoro, and every three pomodoros includes a more extensive rest of between 20 and 30 minutes. Apply it and you will see that your productivity increases and your fatigue decreases.

Begin your day with difficult tasks

It may serve you for more than one aspect of your life and not just for work. Perform the most complicated tasks that need your utmost attention at the beginning of the day, with all your energy, and the simplest ones at the end.

Many times, no matter how much you love your job, there will always be tedious tasks to be taken care of. How would you feel if it is not noon yet and you have already accomplished that cumbersome task? Doing this will definitely take the pressure off you and help you sail through the rest of the work day easily.

Set a work schedule

Do not work at odd times; always make sure that you create a schedule so that you can divide your time accordingly. If you do not have a work schedule, your productivity is going to be affected by a significant margin.
Following these simple steps can really go a long way in improving your productivity and making your work as a translator an enjoyable experience.

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Tech

How Technology Is Changing Us on How We Live

Ever since the technology was invented, it has not only made a significant contribution to our lives, but it has also altered the way we live. Today, our homes are completely different from how they used to be some years back.

For instance, we now have natural gas heating, central air, and other modern amenities that our forefathers never thought could one day exist. As if that is not enough, our homes continue to benefit from improved innovation as technology gets better.

Continue reading to find out other ways in which technology is changing our lives.

Housing and Lifestyle

One of the many ways in which technology is changing the way we live is through house lifestyle. Most of the items we use at home are automated. As a result, our lives are now more comfortable, safer, and organized. Talk of the computerized security cameras, door locks, and lighting control, among others.

Technology has also made a massive impact on energy use reduction. We now have appliances that are more energy-efficient than there before.

Improved Home Entertainment

Today, home entertainment is on another level, all due to the new technology. In the past, fun times could only live in your memories then later find their way to old fashioned photographs. Fortunately, with the rapid growth of internet mobile connectivity and networks, things have now changed.

However, the most significant change was the switch from videotapes to CDs and DVDs. You can now store extensive data in one medium. The advantage of this technology is that there is no risk of the tape coming out of the player. So, there is no risk of being damaged. It is also small in size, meaning that it is portable.

Another form of technology advancement is the introduction of LCD TVs. The current TV screens are efficient and of high quality compared to the traditional ones. So, you can now enjoy different types of home entertainment, starting from smart TVs to Xbox units.

Better Model of Communication

For the past ten years, technology has changed the way we communicate, particularly after internet invention. Nowadays, we have caller IDs, and you can communicate with more than one person at the same time. Before that, you could only pass a message through postcards, telegrams, or written notes.

Although there were telephones in between, the communication was poor. Fortunately, technology advancement came to our rescue through the internet. You can now send multiple messages instantly through emails, Whatsapp, Facebook, among other tools.

Better Healthcare

As you can see, it is apparent that technology has contributed to better healthcare. It has now become easier to treat conditions that were previously difficult to diagnose. With the high availability of data, doctors can now track the health records of patients easily for proper diagnosis and treatment.

Aside from the technological advancement in the hospital, there is the availability of apps that enable you to monitor your heart rate and weight, among others. Moreover, you can also access a lot of medical information through the internet to help you in improving your health.

Moreover, doctors can also utilize text messages, emails, and videos to consult their colleagues worldwide. In the end, both the health care providers and the patients get to benefit, primarily if they reside in rural and underdeveloped areas.

Education Convenience

Education is another aspect of life that technology has changed. For instance, there are many sources of information available on the internet that can empower you and also increase your knowledge.
Additionally, online classes are now on the rise, and most of them are free. So, you can now learn from wherever you are in the world.

Aside from that, students are now utilizing modern technology to enhance their learning. They are now using iPads to share presentations and visual lessons with their peers. For that reason, learning has become more fun, convenient, and efficient.

Housing and Architectural

Housing is a significant aspect of our lives. With the advanced technology of 3D, architects can now produce better and detailed presentations. Although 3D is no longer new, its impact is still being felt.

In the past, architects worked with cards that could only be visualized in 2D. The other alternative was to create their work by hand. As a result, their work was average and required a lot of explaining to ensure that clients understood the details involved.
Although utilizing 3D in architecture is a complex process, it produces graphic building presentations in ready image prints.

So, clients can now have an idea of how their building will look like even before they approve the plan. Before 3D technology, this was not possible.

Virtual Assistants

Virtual assistants are becoming popular in many homes as technology continues to improve. The kit pieces respond to the voice commands to carry out various tasks such as playing music and weather forecasting, among others.

In that case, you can now control more than 30,000 connected devices starting from the TVs to lights and thermostats with the use of Google home.

As you can see, technology has changed every aspect of our lives. Although it also has damaging effects, it has done more good than harm. So, you have no choice but to embrace the changes in this modern world.

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Tech

Common Mistakes Done with Home Surveillance Cameras

Home security cameras have been growing in popularity with it receiving their fair share of the spotlight over the years. Almost all of the household that you can find today have security cameras installed which helps keep strangers at bay. With that being said, it is important to note that a security camera can be rendered useless without their owners realizing it. Let us look at some of the common blunders that you can make with home security cameras.

Not Securing the Cameras

As mentioned earlier, having a surveillance camera alone will not guarantee the safety of the household. For instance, even if you have one placed in your homes, there is a huge risk that people will tamper the cameras making them inoperable.

Aside from vandalism, these devices can also get damaged by harsh weather conditions which makes it important to have them securedat all times. There is also a likelihood of theft which is something that you don’t want to happen with your cameras.

Putting Them in Wrong Angles

Placement will play a very important role with the effectiveness of your security cameras. For that matter, it is important that you provide them with the best viewing angle possible in order to capture footage in an effective manner.

You may want to test the view angles first as obstructions such as tress and branches can get in the way which can make it a problem. Aside from that, you will also want to avoid pointing your cameras directly at the sun which may even cause irreparable damage to your units. To avoid this, make sure that you consider the movement of the sun at during particularly during sunrise to avoid indirect light.

Placing them too High

Another common mistake home owners do with their security cameras is placing them too high. We mentioned earlier, how easy it is for strangers and passersby to meddle with your cameras if they are placed poorly. This is the reason why a number of individuals decide to place them at the highest point to keep them safe.

This has an added benefit of a larger viewing angle butthis can also a huge impact with the overall quality of the video footage which in turn can make it hard to see a very detailed look of people at your doorsteps. You may want to consider the range of your cameras for them to be able to perform their best.

A huge contributing factor with the success of home security cameras is their quality. For that matter, make sure that you purchase cameras from reputable companies and brands in order to get your money’s worth.